Rule 34 GL insurance is a coverage area that provides legal expenses, including the retainer fee and court costs for a defense attorney, to professional models based upon claims made against them regarding their profession. These claims may be from customers who have purchased photographs or videos of the model through various outlets, such as social media platforms, webcam sites, shops set up online or offline by the model or studio, or any other format used for sharing and selling visual media of the models.
“Wait, so if I’m a professional model, all I have to do is purchase this insurance and people can’t sue me?”
Absolutely not! Those represented by Rule 34 GL insurance are only covered when they have been accused of infringing on someone’s rights. This means that if you are a model and you are ever sued for using someone’s likeness without their permission, your Rule 34 GL insurance will help to cover the cost of your defense. However, it is important to note that this insurance does not cover any damages that may be awarded to the plaintiff in a civil suit.
What is the Georgia Ports Authority?
Georgia Ports Authority is a transportation management group that offers several different services to the coastal community of Georgia, from logistics to brand recognition and advertisement. Their website boasts an easy way for users to find out what events are going on in the area, offers access to employment opportunities with GPB and other companies, live updates on weather patterns and travel conditions, and so much more!
One of the main services that GPB offers is handling cargo and goods. They have terminals in Savannah, Brunswick, and Jesup that offer both containerized and break-bulk services. In addition to their ports on the coast, they also have an inland port located in Cordele that helps to move goods to and from the coastal ports. You can learn more about their services on their website or by giving them a call!
What is General Liability Insurance?
General liability insurance often referred to as GL insurance, is a coverage area in commercial insurance. It covers legal expenses for defense costs in civil lawsuits filed against businesses regarding a bodily injury or property damage.
For example, if you are in the business of baking cupcakes and someone accidentally trips on their way into your store and falls into one of your display cases, breaking the glass and cutting themselves, this policy would cover the cost of legal assistance to help defend yourself against any claims for damages filed by the customer.
How much does Rule 34 GL Insurance Cost?
Since each model or studio is unique, so is their insurance. The premium amount depends on factors such as the number of employees, the type of business, and other risk factors. That being said, a basic gl insurance policy will usually cost around $1,000-$2,000 annually.
If you are a professional model and are looking for some peace of mind in knowing that you’re covered if anything ever happens, Rule 34 GL insurance is the way to go. It’s affordable, easy to obtain, and can help protect your business in case of any unforeseen circumstances!
What is the FY2022 All Vendor Packet?
FY2022 All Vendor Packet is a document released by the Georgia Ports Authority that provides interested vendors with all of the information they need to do business with GPB. It includes an overview of their services, contact information for various departments within GPB, and even application forms for those who are ready to get started!
The FY2022 All Vendor Packet is available for free download on the Georgia Ports Authority website!
Where can I purchase Rule 34 GL Insurance?
Luckily, purchasing this insurance coverage is quick and easy! You can get in touch with a representative via phone or email, give them all of your information, and you’ll be ready to go in no time.
Who Qualifies as a Professional Model?
In short, professional models are those who make money from their modeling activities. If another patron has approached you about making money with your modeling services, or you have an agent representing you and charging a commission, you likely qualify as a professional model.
If you are not sure whether or not you qualify, please reach out to us for more information! We would be happy to help.
In today’s world, it’s more important than ever to be prepared for the unexpected. General liability insurance can help create a safer environment for all of those involved in your business and help to protect you from any liabilities that arise. If you have any questions about getting started with Rule 34 GL Insurance, please don’t hesitate to contact your State Farm agent today!
Thank you so much for reading this article on Rule 34 GL Insurance! We hope you found this information helpful and informative. Please let us know if you have any questions or comments by reaching out to us using the comment section below.
We wish you all the best in your future endeavors!